6 Months No-Interest Option with Regular Minimum Payments

Special terms of 6 months no-interest option with regular minimum monthly paments will apply to purchases charged with approved credit to your Baillio's card issued by Wells Fargo Financial National Bank. Regular minimum monthly payments are required during option period. The no-interest option means there is no interest if your purchase is paid in full within 6 months after the date of purchase; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is 21.90% as of December 3, 2008. The APR may vary.